Research from MetLife shows that the average number of life threatening experiences during an adult life is one. However, 19% of people who took part in the nationwide survey had twice suffered a near death experience – and 8% had suffered three or more.
Most life threatening accidents took place on the road: 35% were involved in potentially fatal car crashes, while 11% have nearly died riding bikes or motorbikes. Whilst the majority of accidents took place on the road, one in ten adults was involved in a dangerous accident whilst at home or work.
This research underlines the importance of providing life insurance for staff through employee benefits schemes.
Stephanie Baillie, Employee Benefits Director of MetLife UK said “Risk is something we all live with day to day and life-threatening experiences are unfortunately relatively common. It is reassuring to know that in many cases people survive them. Sadly it is not always the case and insurance cover that protects against life’s uncertainties is absolutely essential and valuable if it is part of a well-designed employee benefits package.”